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SBA Business Administration Commercial Loan Program
SBA Loan Programs
7(A) Loan Programs
General Information on 7(A) Loan Programs
SLA Small Loan Advantage
General Information on 504 Loan Program
We are a small town bank with big bank experience, specializing in commercial lending to qualifying individuals and businesses utilizing the services of SBA (Small Business Administration).
We understand the problems and other daunting processes you are encountering as you seek financing to either purchase an existing business or start up a new one. It is our goal to financially benefit you by tailoring a loan program specific to your needs. Our personal small town banking experience and friendly staff will guide you through the application process from start to finish, as well as throughout the life of the loan. Our goal is to develop long-term relationships by providing the necessary products and services for our customers to grow and prosper.
We have previously funded small business owners, farmers, ranchers, oil production, manufacturing, service industry, and hospitality. Your location is important to us so we are more than happy to come to your door and discuss your future!
Have questions? Contact us.
John GriffithsVice President785-877-2600
Clay MaddenLoan Officer785-877-2600
Quick Reference Guide to Loan Guaranty Programs
For a printable version of the guide, click here.
Almena State Bank works with these programs.
no SBA fees on loans of $150,000 or less.Maturity1 Year or less 0.25% guaranteed fee; Over 1 year: $150,001-$700,000 = 3.0%; over $700,000 = 3.5%; Over $1 million = 3.75% on guaranteed portion. Ongoing fee of 0.473%
*Fee charged on guaranteed portion of loan only